Welcome to NCUB
Updates
Has your Nilambur Co-operative Urban Bank account been inactive for over 2 years? No worries—reactivating it is simple, free of charges, and follows the latest RBI guidelines for your convenience.
Step-by-Step Reactivation Process
Submit a Request: Visit any of our Home Branch and submit your application form with your details.
Update KYC: Share Officially Valid Documents (OVD) like Aadhaar, PAN, passport, address proof, and a recent photo.
Verification: Our team verifies your identity and documents (originals for check). For joint accounts, all holders may need to sign.
Perform a Transaction: Make a small deposit or withdrawal to fully activate—interest continues even during dormancy.
Account Active: Full services restored typically in 1-2 working days.
Key Facts
No Charges: RBI prohibits fees for reactivation or minimum balance during inactivity.
Prevent Future Inactivity: Regular transactions and updated KYC keep it operative.
?If over 10 years inactive, balances may be in RBI's Depositor Education Fund— we'll guide recovery. Visit a branch or call our helpline today!